As a Certified Professional Inspector® trained by (International Association of Certified Home Inspectors (InterNACHI®)  and a Certified Real Estate Inspector trained by Inspection Certification Associates (ICA), I have the knowledge to spot problems with materials, installation and workmanship that other inspectors might miss.

I follow a comprehensive Standards of Practice, which ensures that you receive a detailed and accurate home inspection. I also abide by a strict Code of Ethics, which puts your interests first and protects your rights as a consumer.​

"Ginny Phillips has been in the banking/mortgage industry since 2005 and knows that communication is a vital component of ensuring the mortgage process goes smoothly. She is committed to keeping her clients informed throughout the entire loan process. She joined Atlantic Bay in 2013 and is experienced in helping all types of buyers."

“Buying a home is a significant step and understanding each phase of the loan process reduces anxiety. My strength is in communicating the details. It’s as simple as that.” – Ginny Phillips.

Our Mission

To help Homebuyers responsibly and affordably finance their dream of homeownership while delivering an exceptional mortgage experience that Borrowers trust, Realtors® recommend and Employees take pride in.

Landlock Pest Control is licensed, insured and certified with the National Pest Management Association, Virginia Pest Management Association and Tidewater Pest Control Association.

We’re not like the other guys. We work behind the scenes to uncover options from 30+ insurance company partners so you can choose the coverage you need without paying for stuff you don’t. Cue superhero music.

"Roberta Hammel is a seasoned veteran in the Mortgage industry with a 19 year career helping thousands of clients with purchases, refinances and construction loans.Roberta finds a special sense of satisfaction helping first time homebuyers realize their dreams of homeownership. Having experience with Conventional, FHA, VA, VHDA, USDA and Construction lending she applies her knowledge to structure financing based on each personal scenario.

Roberta is a 3 time recipient of the Homebuilder’s Association of Southside Virginia’s “Associate of the Year” award. Working directly with Builder’s and their clients Roberta has used creative financing options to help make homeownership a reality for many.Call Roberta to explore all the options to choose the perfect loan for you financing needs!"